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Will I be approved for Apple's Barclay financing?
I want to get a MacBook and the Adobe software before I graduate to take advantage of the massive student discount in the Adobe Suite. I could pay cash, but I would rather take advantage of the no interest financing. Credit Scores Experian 725Equifax 714TransUnion 714Should I be approved? Is there a higher approval rate when I apply in store as opposed to online? Thanks I should also mention I have about 52 % credit available on my current cards. I have 1 inquiry reported on Experian and 2 TU inquiries.CORRECTION I have approximately 60 % available credit. A recent payment has not been reflected on my report yet.
How long does it take for auto financing approval?
Question on auto financing?
Im looking to finance a car with bad credit my score is 541. I have about 3k for a down payment and looking to finance a 28k car. This will be my first time buying a car, i make no less than 3k a month is it best going through the dealer or going to a credit union to get preapproved? I have a cosigner if needed. Do you know if i have any chance at all? Thank you for the help.
Credit card experts, Question about in-store financing?
Experts, Is the in store financing same as store card? I know that when a in store financing account appears on your credit report, it herts your credit score, but do the store cards do the same?10 pts for the best answer. Thank you in advance.
If creditor's payment term are 60 days, financing period is 20 days, and it takes 30 days to collect the amoun?
A. 60 daysB. 20 daysC. 30 daysD. 50 days
Appying for financing- can I use my job that I took a two month leave?
I am applying for financing to get a " new" used car but I have only been on my new job for aMonth however I took a leave of absence from my other job so I actually have two jobs but just taking a break it's at a college will the bank allow me to use both jobs as income? I have worked at that college for two years.What do you think? Thanks
Can a very small company with only in house financing report to a credit beauro?
This company is absolutely TERRIBLE They literally tricked us into paying an extra $300 for my engagement ring. We didn't even try haggling with them, we agreed on paying FULL PRICE for this ring, and they still added an extra $300 to our bill. They even have an " F" rating by the BBB. We paid them off EXCEPT for the $300 that I feel like we should not pay. They have now filed a small claims case against us. Do you think they are reporting to any credit beauro's, though?
Financing without credit history?
I've lived in Europe for the pat five years. I have a credit score around 350, due to no credit history. I only have one item on my credit from 6 years ago and it is a paid off rent to own television. I applied for a Chase sapphire card and was denied. They said One or more accounts is currently over the credit limit.Credit reports show total available credit on accounts is too low.Insufficient amount of credit information is reported on credit bureau report. I have $8600 in Stafford loans that are not delinquent, but are in deferral for 12 months because I am still a student. I plan on taking around 12k 15k in total student loans this year to finish up, depending on the size of my Pel grant.We had 20k in savings when we moved here from France. Most of that is gone from moving expenses, living for 4 months before finding jobs and getting transport.My wife and I are both employed now, I am temp to hire and making 12.50 an hour, but will get a raise soon and a permanent post. My wife is thinking of coming to work for the same company in a different branch to make more, but right now we have around 40k 45k combined income. Is there any way I can get a loan for around $3500 $4000 to get a motorcycle as a second transport? If I can't even get a credit card, how will I get loans to get transportation and cover what Stafford loans won't cover to finish my school? Any professional advice would be greatly appreciated.Calvin, thank you for your response, but that is exactly where I found my credit information. There is only one credit account that is open and not delinquent and one paid off from rent a center. My score was near 350.
Capital one auto finance program?
Im currently car shopping and received a couple things in the mail from capital one about auto financing and went through with the application and was approved for $27000 and a good interest rate and said my blank check to give the dealer is on the way. Is it really this simple? Are they a well known auto finance bank? Will i have trouble having a dealer accept this black check? And did they run my credit to get this apr and if so would i be better off financing through the dealer? Thanks.and the apr they gave me, is this a fixed rate or should i expect them to raise it for no reason? Is this the real deal it seems way too simple.
What happens if I purchase 2 items on a best buy credit card at different finance lengths?
I just purchased a new computer not too long ago from best buy because mine crashed for the 2nd time in 2 yrs. I did the 0 % 18 month financing and my monthly payment is about $50. If I purchase a TV I have been saving up for and it comes with 0 % 36 month financing, how does this work? If I add the computer to the tv and spread it out over 36 months I come out about $53 mo for 36 months. That doesn't seem right to me. can someone explain if this is what will happen? Or will I have the $50 for the computer and then the $33 for the TV separate? thanks
Can I get financed without a co-signer?
I'm trying to get a car that is around $9,000. I have NO credit what so ever. What if I put down a large down payment? like $2,500?I have no one that can co sign for me...
So ok i want to buy this motorcycle that cost $11500 OTD but i want to finance it and i have no credit and t?
the dealer doesnt offer easy financing is their any other easy financing loaners so i can get the motorcycle from that dealer... i know i could pay for it....or wat should i do...i dont want to get a coaigner
Credit Card Experts, Question about Store Financing?
Experts, I read on many websites that Store Finance accounts can take down your credit score. For example credit.com rs vol35.jspSo, my question is that is Store Financing is same as Store Card? I have two store cards, is that herting my credit score? 10 pts for best answer. Thank you in advance.
Do I have the right to know about finance charges *before* I apply for a car loan?
I am considering applying for a car loan through a car dealership. I want to know what fees and finance charges are associated with the loan before I apply. The salesman is giving me the run around and telling me I must apply first before they can give me this information. Isn't there a consumer credit law that comes into play here? Thanks.
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