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Where is the best place to get financed for an auto loan if you have bad credit?
I'm 24, I have a credit score of 620 a few things went to collection and I have never had a car loan. I paid off all of my debt with collection a couple months ago but I doubt it has reflected in my score and my car is d e a d. I tried at a dealership and they said they couldn't do it. I make about 60,000 a year and have very little bills, how can I make this work?
Is there any type of online music store that would finance recording equipment too someone with bad credit?
When is someone able to finance?
Hey guys my baby brother is 20 years old and asked me a question I didn't have answer too... He is 20 years old and got a credit card 02 01 2010 that was his first and at that time I believe president Obama had signed a law that you had to be 21 to get an individual credit card or any one under would need a co signer, well my bro did it just in time before that like a couple of weeks , he's been wanting to buy a car and finance It on his own but at what or what is theininum amount of credit be it history or score does he have to have in order to get approved back in my day it was really easy to get approved lol, his credit score is in the 690's with two experience and equifax and his transunion is low 700's. Thanks for any input
How to finance a new car with poor credit score of 520?
Let's say the persons original car is literally on it's last leg. However, they have a very low credit score and don't have that much money in the bank living paycheck to paycheck. What other options are out there? What if the person already tried joining a credit union and was rejected because of low credit score. May not be able to legally purchase a car because license is suspended and $10,000.00 worth of parking tickets.Oh this scenario is not my life situation lol. I made sure all my parking tickets paid and already purchased a new car last month without any help from anyone. I'm asking for a friend of mine who is going through this.
Can a finance co run a lien or garismeent on a car loan after 9 years?
Can I get financed without a co-signer?
I'm trying to get a car that is around $9,000. I have NO credit what so ever. What if I put down a large down payment? like $2,500?I have no one that can co sign for me...
Would I be able to finance a car with no credit if I can make a large down payment?
I'm 19 years old and looking to get my first car. After a fair amount of research and I think if a new car was possible I'd like to go with the Mazda 3, which MSRPs for 15 grand, so I guess that's about 17 18k after taxes and such. I have no credit history, but I do have about $12,000 that I'm able to put as a down payment.Would it be impossible for me to get the loan simply based on my lack of credit history? What if my parents co signed? I make about $1500 per month selling iPhone Android apps and doing freelance programming work, and since I live with my parents as a dependent my monthly expenses are low.I realize that it would be better to just save up for a few more months so I could buy the vehicle outright, but I need a car rather soon as the Spring semester is starting and it's extremely inconvenient to have to keep borrowing either parent's cars to get to class, especially since my schedule often conflicts with theirs. Besides, if I could get the financing, it'd help me build credit.I plan to purchase a vehicle at the end of January. If possible, I'd like to get a new car, but if it doesn't seem realistic then I'll probably start looking around for used cars.
What does this mean on our financing agreement?
We purchased my bridal set a year ago, It is not supposed to be paid off until April but I've paid it off early. They have a deal where when you pay the last payment you'll receive a check for the financing charge. Our financing charge was 282.85 In the fine print on the back it states, " The obligation may be paid in full at any time or through accelerated payments of any amount. There shall be no penalty for prepayment. In the event of prepayment, that portion of the finance charges that has insured to the benefit of the seller or creditor shall be prorated and only the prorated amount to the date of prepayment shall be due. As an alternative, the Rule of 78 may be applied." ... English please?
Quick question about financing?
Im trying to get financing on this 2001 mustang gt, the dealership want 5000 for it. Its a dealership that helps people with no credit get approved or bad credit. Im 19 years old with a kind of short credit history, I been at my current job 6 months and i make 15.00 dollars a hour, i can put $500 down. The only bill I got is a cellphone. What are my chances of getting approved?
Does anyone know who i can write letter to reguarding my 30 days late payment at Ally Financing?
My account has been close because i trade my car in so i finance through a different bank now but i check my credit report and Ally report i miss a payment i call them the lady i talk to say i was late im May of 2009 my report state i was late in April 2011. I check all my bank satement in 2011 and it seen i was paying every month. I want them to correct my report i want to buy a house by summer plus i trying to fix my credit score. Does anyone know who i can write letter to at Ally so they can remove the late payment i can send my bank statement too if they need.
How do we control who our dealer's customers use our financing to buy from?
We put our dealer's customers in touch with a bank for financing. It has been pointed out to us that some of these end customers are qualifying for the financing, then getting other companies to provide the product and service. We lose out, as do our dealers. Any ideas on how to make sure the bank only releases the funds to the end customer if they are purchasing the product from our dealers? Obviously, the bank doesn't really care and will probably not want to turn down a loan to someone who qualifies as they stand to make some money our product an service is in the $30,000 to $90,000 range...that's alot of interest for the bank on the loan . I was thinking of some kind of " tracking key number" that has to be given to the bank in order for them to release the funding? Maybe have the bank only tell us if the end customer qualifies, not the customer themselves, then we tell our dealer and they can let the customer know at the time they show up to sign the sales and installation contract? Should we draught a " condition on financing" contract bill of sale for our dealers so that the customer is legally bound to purchase from our dealer and our dealer from us, that has to signed by all parties BEFORE we get the bank involved? It is a pretty sad state of affairs when a company tries hard to help their dealers and their dealers' customers facilitate a sale and then get " back door" ed and lose out. By the way, we make no cut of the finance package we negotiated it with the bank so it could facilitate sales for our dealers We make money off of sell our product to our dealer, our dealers make money selling installing our product, our dealers customers make money off of the product, and the bank makes money off of the financing....it should be a " win win win win" situation, but we have a feeling that we are getting the " short end of the stick" from our dealers sometimes, and our dealers are getting regularly " duped" by their customers using the " favour" financing to buy from their competitors. Any thoughts would be helpful by the way...we do not charge or collect a referral or application fee in order to keep the interest rate down for our dealers' customers.....if we did the rate from the bank would be 1 % higher and therefore the same as other distributors financing in our market...access to the financing is provided as a " closing tool" , some customers use their own line of credit or add on to their mortgages, we just offer an alternative.
Finance question- mortage?
buying a house for $400,000 with 20 % down payment. arranged to finance to remaining amount with a 15 year, monthly payment, amortized mortgage at a 3.3 % nominal interest rate.1. what is monthely mortgage payment?2. for the 120th payment, what is the break down between interest payment vs. principal payment?3. what is remaining balance after 10 tears payments?
Can Finance Company Charge-Off Car Account & Not Inform You of Such?
I got behind on my car payments, caught myself back up, and then paid it completely off. The problem is when I went to pull my CR the next year, it said it was a Charge Off. I called the finance company and they had said it was charged off on Oct 1, 2007. I asked them why this happened and that I had caught myself back up and paid the car off in full plus the late payments. I was never informed in anyway shape or form that it was a charge off. The payment history is as follows I was late and then I made my first catchup half payment on Oct 8, 2007 and then the remaining on Nov 1 2007. Then because I was caught up I made the remaining payments every month not thinking anything about it. Paid off Sept 8, 2008. My title and a copy of my payment history from them shows that I paid it off on Sept 8 2008 but when I asked for a letter stating Paid in Full shortly after I discovered this, they sent me a latter stating that I had paid it off on Sept 25, 2008. This would obviously look so much better on my CR if it showed late but paid in full, paid off instead of a charge off, payment after charge off collection. They state that it was a charge off slash collection on my CR. Please advice, thanks.
Who are Shop Direct Finance Company Ltd and why are they doing unauthorized credit checks?
I have them searching my credit report 3 times and reason being is giving as 'additional address' each time, but i don't know them nor know what that means or why they keep searching thanks
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