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Will my old college debt drop off my credit report after 7 years?
I am currently doing some research into buying a house and realized i have a $4500 debt from an unjust, unpaid college tuition situation 6 1 2 years ago. The 'Date of last activity with original creditor' is 9 1 2005. I've heard that old outstanding debt will drop off your credit report after 7 7 1 2 years. Is this true? If so will my credit score just automatically jump up once this happens? I'd like to get a house sooner than later but if this 7 year thing is true then i'm tempted to just wait it out. Any info on the subject would be very appreciated. Oh, i live in Idaho if that makes a difference.Thanks Just to clarify... this is not a student loan. It's just a tuition payment they charged me for classes i never attended..... so the government was not involved. I'm hoping that will mean it's counted as just a 'written contract'.
When I was young, I used to lie on credit applications?
in order to get approved.Way back when, they often didn't check.Given that I never failed to pay a single bill, was it still a crime ?For example, when I was a student with a part time job making around minimum wage, I might have put down I was a manager full time with much higher income than I really had.That was 25 years ago. I was only interested in building credit and I never failed to pay anyone.At the time,i Didn't know it was a crime or I wouldn't have done it. I just wanted to improve my credit, not defraud anyone.So, is lying on a credit application automatically fraud or only with intent to defraud ? Or only if you actually defraud someone ?Obviously, nobody is coming after me now and my credit is great.
Best credit card to apply for if I'm looking for something with a $800-$1000 limit, & have little credit hist.?
I'm 19 years old, a student and I serve about 30 hours a week, until recently when my employer found out I was looking for a different job, they let me go because of it, and now I'm truthfully rather frantic about how I'm going to pay my rent this coming month. I have another job already lined up, but I won't start for another two weeks or so, and even then, I won't draw a paycheck for another month. I've been out of work for a week, and all my savings is quickly being eaten away at, so I think it would be a good idea to have a card with a limit for emergencies, such as if I don't have all of my rent money. I'm pretty good about paying my bills, and would have no issue if not for this unfortunate turn of events. I've been renting for less than 6 months, and I don't have a huge amount of credit, and to be honest I'm not sure if it's good or bad. I do have a few cards, such as Victoria's Secret and a Kohl's charge, but I always make my payments on them. Any suggestions for a card that would be good for me and would be likely to approve me? Also, I'm looking for one that would be here in the mail within a week or so if I were to apply within the next 24 hours. I don't really know a whole lot about interest rates and APR and whatnot, I'm just looking for something where I can borrow the money until I get settled into my new job.Income wise, I made about $3000 a month at the restaurant I was serving at, and I'll be making at LEAST that at my new job, but it's expected to be a bit more.
Where to get a real free credit report?
I'm looking for a website to get a free credit report or credit score. No scams, no paying after a certain period of time. Thanks in advance
If i ever stole my parents credit card and bought something online will they ever find out?
Does unpaid auto title loans affect credit?
I have a 99 ford F 150 in very good condition and all... but it has 200k miles, i've tried to sell it for months and i need to get rid of it. There is no carmax where I live so I was thinking on taking it to one of those auto title loan places and just wait for them to take it away but my question is if I'll get a bad credit report or it just depends on the place where I take it?
Default on credit report?
Ok similar to my previous question but i finally got my credit reports and i can see there is a default on it. How can i get rid of this? Its for a charge of 281 , so if i paid it off will it clear straight away ? it was from 2006? or how long does a default stay on your credit file before its dropped off ? and once its dropped off will that mean im able to get credit if all other credit is paid and up to date ?
How and where can i apply to avail either a credit card or master card in the Philippines?
i don't have any work, or any part time job. i am a college student and i want to have a credit card or any card which is available for a cash transaction world wide. i have money in my pocket and i am planning to place it in a credit card, paypal or mastercard for special purposes. now, how can i apply in order to avail this card? and where? indicate also how much will i pay for the application process of it. thank youis a checking account has a similarity with credit card, does this checking account has a code number, like credit card numbers? because i am intending to apply for the purpose of applying online job but it requires numbers like code,expiry dates etc. can anyone help me of these? thanks
What is the best new business credit card?
Startup Business Credit card online
What credit card can i apply for with bad credit?
i filed for bankruptcy three years agoevery credit card i have applied for has turned me downwhat are some good places to apply?
Will this payment plan give me a good credit score?
if i owe 1,500 on a credit card and i pay it off $350 per month would that give me a good credit score? if i can give me a rough estimate on my credit score that would be great. thanks
How will this purchase come up on my credit card bill?
I want to buy tickets to a concert from ticketmaster.co.uk, however, I don't know how it comes up on my statement. Will it say it is tickets from ticketmaster? I don't want my parents to know they are tickets, instead I can make something up about a school trip but will the statement give it away?
Is a prepaid credit card a good idea for one time use?
Hi, so I was wondering... Is a prepaid credit card a good idea for a one time day use? I want to order some things online, but don't want to use an actual credit card. I've heard about monthly fees, etc. but I'm planning on putting $100 on a prepaid card and then just using it all. Is this ok? Will there be some sort of fee? What happens when you use the entire card and never plan on reloading money onto it? Please add anything else you know about prepaid credit cards Thanks
Does sams club personal credit card verify your income!?
just curious cause I am doing a paper on credit cards. do credit cards verify income if so I need 2 companies that do and 2 companies that don't. is Sam's club one of the that doesn't verify income? thanks
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